Investor Information – Social Funding

Investing via Social Funding

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Help a friend or family member purchase a property sooner and put money back in your pocket each month

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Return on Investment

As an investor, you get to choose how long you hold and when you sell. Select your strategy to gain returns of up to 100% (or more)

Your Returns are In Your Hands

Decide Your Investment Strategy

You get to decide your investment strategy. You can sell all or part of your holdings in the early years for a quick return, or hold for longer period for larger returns, or even hold till the property sells for a share in the capital growth, it’s your choice.

No Acquisition or Holding Costs

Participating in Social Funding (“Bank of Family and Friends”) means No Acquisition or Establishment costs, as there is no change in ownership of the underlying property, no stamp duty is applicable to Brix purchasers, and there is no charge to create a MyBrix investor account to buy Brix

No holding or ongoing costs – As a Brix does not confer any ownership rights, no maintenance, insurance, or any other costs relating to the property such as council rates are borne by the Brix holders. Additionally, MyBrix does not have any fees or charges for purchasing or holding Brix

You Can Get Payments Every Month

As an investor in a property being purchased by someone you know, be they part of your family or someone you know through your social circles, you will receive monthly payments based on how many Brix you agree to sell back each month. Each payment you receive will include additional amounts that increase every year through an agreed indexation percentage.

At the beginning of each 12 month period, the property owner sets a "BuyBack Quota" which details how many Brix they will buy back each month. As an investor you can decide if you want to participate in buyback in that year or hold for longer. As the price you get for selling the Brix back to the property owner is indexed (that is, the Brix price increases each year) you can decide each year to participate or not and how many Brix you want to sell back each month.

For example, if the index price in Yr 1 is $100 per Brix, you might decide to sell back 5 each month or 60 over the year. This means you are committing to sell $500 of Brix per month in Yr 1 back to the property owner.

As the Brix price is indexed (based on a setting made at the commencement of the funding by the owner) the price in Yr 2 might be $107 per Brix and selling the same 5 Brix per month will provide you $535 per month.

Our calculator below lets you model your specific circumstance and how much you could make through buying Brix and then selling them back to the owner based on the financial outcome you want to achieve.

How You Make $

Buyback by MyBrix is a revolutionary way for property owners to own their home sooner and save 100’s of thousands when compared to a traditional bank loan.

Buybacks are an essential ingredient in Social Funding (“Bank of Family and Friends”) as they turn the tables in favour of property owners, not the bank.

Property owners decide the monthly commitment they want to make to Buybacks and the amount of return that will be provided to their family and friends, who will be investors in their property.

Importantly Social Funding (“Bank of Family and Friends”) is not a loan, The property owner sells you fractional interests (Brix) and buys them back over a defined period.

Buyback is indexed so the longer you hold the Brix, the more you can earn, as an investor you get the choose when you sell based on the return you want to achieve.